A Financial Plan IS a comprehensive evaluation of an investor’s current and future overall financial state by utilizing currently known variables TO PREDICT future cash values, asset values and withdrawal plans. A good financial plan can include utilization of current net worth, current asset allocation, current tax liabilities, as well as future retirement and estate plans in constructing the financial plan. Estimates of future asset growth are used to determine IF the client’s financial goals can be met in the future, or what recommendations that WE can make to ensure that those financial goals will be met. Our financial plan can be furnished to the client to assist in realizing his/her/their future financial goals OR it can by utilized by US in advocating a much broader Wealth Management Strategy or Managed Investment Strategy.